Tuesday, March 9, 2010

Medisave withdrawals go up

Using Medisave

THE daily Medisave withdrawal limit for community hospital patients will be raised from $150 to $250 from June 1, and the annual cap on withdrawals will also go up from $3,500 to $5,000, Health Minister Khaw Boon Wan announced in Parliament on Tuesday.

The higher withdrawal limits will reduce the out-of-pocket expenses of patients, benefiting both the sub-acute patients as well as those with multiple admissions to community hospitals within a year.

Mr Khaw said some 7,000 patients will potentially benefit from the move, and over 75 per cent of them will be able to pay their full bill using Medisave. Together with the enhanced nine-tier subsidies introduced last July and the MediShield cover, the final bill could be much smaller, he added.

On the revised withdrawal limits, he said they are in line with the expansion of the community hospitals sector to make such care more affordable for sub-acute patients, such as those with fractures, and elderly with kidney and urinary tract infections.

'Traditionally, such patients are kept in acute hospitals where their Medisave withdrawal limits are higher, at $450 per day. But it makes sense for the patients to be transferred to a community hospital where the total operating cost is lower,' explained the minister.

'However, current withdrawal limits may deter such patients from moving to community hospitals because of higher out-of-pocket payments. The adjustments should make it cheaper for sub-acute patients to move from an acute hospital to a community hospital.'

Further, to help patients such as those suffering from stroke or fracture, to pay for day rehabilitation services, Mr Khaw said the daily Medisave withdrawal limit for this payment will be raised from $20 to $25.

'Being able to access good rehabilitative care near their homes after their discharge will make a significant difference to patients' recovery and subsequent quality of life,' said Mr Khaw. 'We are working with the providers to raise the clinical standard of community-based rehabilitation care. We will involve more skilled therapists in the delivery of care and establish individual care plans and improved outcome monitoring to help ensure patients receive the care they need.'

[SOURCE: http://www.straitstimes.com]

Saturday, March 6, 2010

Hospital bed crunch

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Call it the mystery of the 'missing' beds.

At first glance, the figures look reassuring.

The six public hospitals here, on average, say they have occupancy rates in the mid-80s.

This means that for every 100 beds, there should be about 15 empty ones, right? But the reality is different.

Patients are accommodated in beds placed in corridors until space is available in the ward, as has been reported in Tan Tock Seng Hospital (TTSH).

They might have to wait many hours in the Accident and Emergency (A&E) Department before a bed can be found. Or they are told that their non-urgent operation - for example, the removal of a cancer tumour or a hernia - may have to be deferred for weeks or even months.

[SOURCE: http://www.straitstimes.com]

 

IF you can spare the extra $90 a year perhaps you can consider upgrading your Hospital & Surgical Insurance from the Default to a Private one so you don’t have to worry about long waits in a public hospital by going to a Private Hospital.

Do you really want to be placed in a Hospital corridor when you are ill?

Email me @ mark.lim@aia.com.sg for more information.

Women wise up to money

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INTERNATIONAL Women's Day is celebrated tomorrow so it's pleasing to report that women here not only feel more optimistic about the future after the economic woes of last year, but are also more proactive about setting themselves up for retirement.

These findings - from recent surveys - show that women have made some progress in terms of personal finances.

The Tsao Foundation-TNS annual Ageing Preparedness Survey polled about 300 respondents in the second half of last year, on how prepared they are for their retirement. Half of the 300 were female. It found that compared with the 2008 survey, more women believe that retirement planning is important, are saving actively and are realising they may have to work beyond 60.

This is evidence of a trend in the right direction and shows that the importance of preparing for retirement is getting through to people, says the Tsao Foundation.

Not surprisingly, the survey also notes that income security is the topmost concern for a happy retirement.

'It is heartening to know that preparing for one's retirement is increasingly becoming an important part of a woman's life,' says Tsao Foundation chief executive Tan Bee Wan.

[SOURCE: http://www.straitstimes.com]

Cancer superfoods

 

BEANS

Beans
Beans(also known as legumes) include lentils and peas along with many other varieties. Soybeans fall into this category as well.

The active ingredients in beans that scientists believe may play a role in cancer prevention include: saponins, protease inhibitors and phytic acid. These compounds, called phytochemicals, are found naturally in plants and appear to protect our cells from damage that can lead to cancer.

BERRIES

berries
Berries including strawberries, blueberries and raspberries are good sources of vitamin C and fiber. Foods high in vitamin C probably protect against cancer of the esophagus, while foods containing dietary fiber probably decrease colorectal cancer risk.

All berries, but particularly strawberries and raspberries, are rich in ellagic acid. In laboratory studies, this phytochemical has shown the ability to prevent cancers of the skin, bladder, lung, esophagus and breast. Research suggests that ellagic acid seems to utilise several different cancer-fighting methods at once: it acts as an antioxidant, it helps the body deactivate specific carcinogens and it helps slow the reproduction of cancer cells.

Strawberries also contain a wide range of other phytochemicals, called flavonoids, each of which seems to employ a similar array of anti-cancer strategies.

Blueberries contain a family of phenolic compounds called anthocyanosides, which many scientists believe are among the most potent antioxidants yet discovered.

GARLIC

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Garlic belongs to the family of vegetables called Allium, which also includes onions, scallions, leeks and chives. According to AICR's second expert report foods belonging to the allium family of vegetables probably protect against stomach cancer. Moreover, the evidence in the report shows that garlic, in particular, probably decreases one's chances of developing colorectal cancer.

GRAPES AND GRAPE JUICE

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Both grapes and grape juice are rich sources of resveratrol, a type of natural phytochemical that belongs to a much larger group of phytochemicals called polyphenols.

The skin of the grape contains the most resveratrol, and red and purple grapes contain significantly more resveratrol than green grapes. Grape jam and raisins contain much smaller amounts of this phytochemical. Red wine also contains resveratrol. However, with AICR's second expert report noting convincing evidence that alcohol is associated with increased risk for cancers of the mouth, pharynx and larynx, esophagus, breast (pre- and postmenopausal) and colon and rectum (in men), wine is not a recommended source of resveratrol.

Studies suggest that polyphenols in general and resveratrol, in particular, possess potent antioxidant and anti-inflammatory properties. In laboratory studies, resveratrol prevented the kind of damage known to trigger the cancer process in cell, tissue and animal models.

TOMATOES

tomatoes
The tomato's red hue comes chiefly from a phytochemical called lycopene. Tomatoes have attracted particular attention from prostate cancer researchers because lycopene and its related compounds tend to concentrate in tissues of the prostate.

This cancer-fighting potential is increased if tomatoes are consumed in a processed form that allows these natural compounds to be released and more easily absorbed, such as tomato sauce, tomato paste or tomato juice.

Lycopene, a powerful antioxidant, together with a group of related compounds collectively called the 'red family,' has displayed anti-cancer potential in a variety of laboratory studies. In the laboratory, tomato components have stopped the proliferation of several other cancer cells types, including breast, lung, and endometrial.

WHOLE GRAINS

wholegrainfood
The term 'whole grain' means that all three parts of the grain kernel (germ, bran and endosperm) are included. Refined grains usually have the bran and germ removed, leaving only the starchy endosperm. Brown rice is a whole grain, white rice is not. Other whole-grain foods include wheat breads, rolls, pasta and cereals; whole grain oat cereals such as oatmeal, wild rice, kasha (roasted buckwheat) and tabouleh (bulghur wheat).

Whole grains are rich in fiber, vitamins, minerals and hundreds of natural plant compounds, called phytochemicals, which protect cells from the types of damage that may lead to cancer.

DARK GREEN LEAFY VEGETABLES

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Spinach, romaine lettuce, leaf lettuce are excellent sources of fiber, folate and a wide range of carotenoids such as lutein and zeaxanthin, along with saponins and flavonoids.

Foods containing carotenoids probably protect against cancers of the mouth, pharynx and larynx.

Researchers believe that carotenoids seem to prevent cancer by acting as antioxidants - that is, scouring potentially dangerous 'free radicals' from the body before they can do harm. Some laboratory research has found that the carotenoids in dark green leafy vegetables can inhibit the growth of certain types of breast cancer cells, skin cancer cells, lung cancer and stomach cancer.

[Source: American Institute for Cancer Research]

Thursday, March 4, 2010

Monday, March 1, 2010

AIG Sells Asian Life Unit to Prudential Plc for $35.5 Billion

 

American International Group Inc. agreed to sell an Asian life insurance unit with 20 million customers to Prudential Plc for $35.5 billion in the company’s biggest divestiture since it was bailed out by the U.S.

Prudential, Britain’s biggest insurer, will pay $25 billion in cash and $10.5 billion in stock and other securities for AIA Group Ltd., the London-based insurer said in a statement today. The insurer said it plans to raise $20 billion in a rights offering and sell about $5 billion of bonds to finance the cash part of its offer.

 

FULL STORY:

http://www.bloomberg.com/apps/news?pid=20601087&sid=adczb4pX60uk&pos=1

Wednesday, February 3, 2010

Cancer Prevention

 

Lung

Smokers are more likely to develop Lung Cancer, if you do not smoke don’t pick up the habit, if you do, smoke less or cut the habit entirely!

 

colorectal-cancer

A high fat and low fibre diet is linked to Colorectal Cancer, try to consume more fruits and vegetables, i am guilty of not eating enough fruits and vegetables too..

 

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Early menarche (the age at which girls begin to menstruate), late marriages and having fewer children increase one's Breast Cancer risk. Ladies please take note.

 

stom

The preservatives in processed food may contain nitrates and high salt concentrations, which are associated with Stomach Cancer.

 

[Partly quoted from “Mind Your Body” 2010 Singapore Press Holdings Limited”]