1] Mortality (chances of death) & Morbidity rates (chances of falling ill)
2] Investment Income
3] Expenses
4] Gender
5] Smoking status
6] Sum assured
7] Frequency of Premium payment
(Plan for the Unexpected, have a Peace of Mind)
"In light of all the facts pertaining to my customers, which i will make every effort to understand, i will recommend those products and services which, in the same circumstances, i would recommend to myself"
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